SINGLE POLICY

Our Single Project insurance policy combines both material damage and optional combined liability. We can insure simple or complex projects whether they are owner-builder, residential, commercial, civil or mechanical.

Policy Wording

Single Project Policy Wording (Material Damage only)

Single Project Policy Wording (Material Damage and Combined Liability)

Product Information

Proposals

Claims Forms

Single Project Claims Form

Declarations

Single Project Declaration Form

Key policy features:

No average

Tools and Equipment are “new for old” if less than two years old

Contractors and subcontractors insured.

Defective Design, Workmanship and Material (DE4)

Transit

The policy automatically includes:

Off-site storage and transit (to the full sum insured)

Subrogation waiver for all insureds

96 hours event clause

Defects liability cover (if contractually applicable)

Testing and commissioning

Variations and escalation

Removal of debris

Professional fees

Expediting expense

Leak search and locate

Mitigation / temporary protection costs

Reinstatement of sums insured

The policy can also be extended to include

Principal supplied materials

Contractors plant, tools and equipment

Cover advantage

Earthworks advantage

Financiers interests

Heritage buildings

Display homes

Existing structures

Hired in plant

Partial occupancy

Code of Compliance Certificate (CCC)

The cover provided can also include a combined liability policy which includes the following:

Key features of the single project combined liability policy

General liability cover

Employers liability cover

Statutory liability cover

Defence costs

The single project combined liability policy automatically includes

30 day minimum reporting window

Business advice or service

Business travel to a country outside New Zealand

Care custody and control

Defence cost advancement (for employers and statutory liability only)

Heirs, estates and legal representatives (for statutory liability only)

Innkeepers liability

Landlords liability

Product withdrawal costs

Punitive and exemplary damages (for general liability only)

Service and repair – machinery

Service and repair – motor vehicles and watercraft

Spouses

Tenants liability

Underground property or services

Vibration and removal of support

The single project combined liability policy can also be extended to include

Defective workmanship

We can also cover:

Annual Policy Projects

Our award winning annual project policy combines both material damage and public liability. We insure simple or complex construction projects whether they are owner-builder, residential, commercial, civil or mechanical.

Contact us to find out more

We partner with insurance brokers to deliver tailored solutions for a wide range of clients and industries.

With our experience, technical knowledge and commitment to service, you have a trusted business partner who responds quickly and efficiently – helping you get more clients covered.

Head Office

MECON Insurance Limited
Findex, Level 8, 139 Quay Street
Auckland, 1010 New Zealand

Tel: 0800 632 666

[email protected]

Head of Construction – Cliff Scott
[email protected]

Senior Underwriter – Rebecca Sharp
[email protected]

Claims
[email protected]

Underwriting & Sales

Suite 2, 506 South Titirangi Road
Auckland, 0604 New Zealand